Daily Health News Blog

RETIREMENT PLANNING YOUR ONLINE GUIDE TO RETIREMENT NEWSLETTER www.retirementplanninginsight.com Are you living day-to-day or from paycheck-to-paycheck? If you are, you are not alone. Many Americans are now finding themselves in a financial  crunch. At that same time, financial advisors are still encouraging Americans to save for retirement. This is where you may feel hopeless. There is, however, good news. That good news is that there are still ways that you can save for retirement, even when experiencing financial problems right now. The first step you should take depends on your age. If you are between the ages of forty and fifty, you will want to closely examine your retirement goals. This includes both your wants and your needs. How much money do you need to retire? To determine an amount, look at your living situation. How much will it cost you to survive with the basic necessities, including food, shelter, health insurance, and transportation? Next, examine you

By Robert Killen  "You get what you pay for" or so common wisdom tells us. Yet numerous examples prove that sometimes paying more actually decreases the richness of our lives. The following examples are 10 of the simplest ways to live a richer life by paying less! 1. Stop the Pop! One of the most destructive health (and money) habits in the US is our addiction to sweets, soda being chief among them. As refreshing as carbonated sweetness poured over ice may seem on a hot summer day, water is the real deal. While soda is linked to diabetes, cancer and all kinds of health nastiness, water is free, healthful and equally refreshing. 2. DIY Snacks The chip/cracker/cookie aisle in your local grocery is a mind boggling assortment of costly treats. While no single package is likely to break the bank, a fully stocked cupboard is an unnecessary expenditure. Make popcorn instead. Spread peanut butter on saltines, or better yet a celery stalk. Munch on a vegetable. Cheaper and